Employee Benefits

American Benefits Group has a team of specialists dedicated to providing clients with the most comprehensive and affordable employee benefit packages available.

Marketing and Renewal Services

American Benefits Group provides to all of its current and potential clients with semi-annual and annual market surveys. In the survey, American Benefits Group provides confidentially held census data to the many health insurance carriers doing business in Illinois. The carriers use this information to determine its quoted rates. Once the carriers make the rate calculations, the quoted rates are forwarded to the American Benefits Group office.

Once the quotes are received, American Benefits Group compiles the quotes into simple to understand summary form showing the benefits detail and rates per person. American Benefits Group does not use the spreadsheet format of presentation that so many other brokers have come to rely upon. The American Benefits Group presentation is a plan by plan comparison of detailed benefit information and rates.

Insurance Plans that include:

  • Fully Insured Health, Dental, Vision and Disability Plans
  • Self & Partially Self Insured Health, Dental, Vision and Disability Plans
  • Group and Individual Life Insurance Plans
  • Exec-U-Care/Benefit Bridge Executive Reimbursement Plans
  • Health Care and Pension Fund Actuarial and Consulting Services

Employee Benefits Packages that include:

  • Cafeteria Plans (ยง125 Plans)
  • Flexible Spending Accounts

Financial Service Plans that include:

  • 401(k) Plans
  • SEP Plans
  • Profit Sharing
  • Credit Union Services
  • Commercial and Personal Loan Financing Assistance